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Effective January 1, 2008

Dental Insurance

Dental coverage is included with the cost of medical insurance. The dental network is provided by United Concordia. You can use non-participating dentists but the non-participating dentist can balance bill for services above the allowable charge. The benefits when using a network provider include a $1,000 annual benefit per covered person. Major restorative services are not provided except for repair. Orthodontia coverage is not provided.