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Mailing Address: U.Va. Human Resources 914 Emmet Street P.O. Box 400127 Charlottesville, VA 22904 Phone: (434) 924-4598 Email: hrdept@virginia.edu

Benefits Summary for Housestaff Medical Insurance Dental Insurance Prescription Information Disability Insurance and Emergency Travel Assistance Life Insurance Tax-Deferred Savings Program Flexible Reimbursement Accounts Miscellaneous Benefits COBRA View All/Print     Effective January 1, 2008 Disability Insurance and Emergency Travel Assistance Disability Insurance is provided through UNUM Life Insurance Company of America and enrollment is automatic for all housestaff members. The benefit provides 70% income replacement up to $8,000 per month. Income replacement continues as long as you cannot perform the material duties of your own occupation (your medical specialty) to age 65. The disability benefit is entirely employer paid. Benefits begin on the date full-time active employment begins and coverage ends on the date full-time active employment ends. There is an elimination period of 90 days and an exclusion period of 5 days for pre-existing conditions. There are limited conversion rights so long as application is made within 31 days of termination. All Housestaff who have UNUM Long Term Disability are also covered in the UNUM sponsored Emergency Travel Assistance Plan at no additional charge. Please see this flyer describing this program.

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